SMS Program
Finance Clarity offers optional, recurring transactional text messaging for registered users. Messages may include user-requested account balances, register transaction confirmation prompts, transaction results, verification responses, help responses, and—only with separate affirmative consent—recurring-bill reminders. Finance Clarity does not send marketing or promotional text messages.
Optional proactive bill reminders are not currently active. Finance Clarity is awaiting approval of its updated Twilio messaging campaign before enabling them. Once approved, an opted-in user may receive one reminder three days before a recurring bill is due and a second reminder one day before it is due. Both are sent at 4:00 PM in the user’s selected time zone when no payment is scheduled or a scheduled payment is not yet marked paid. Payment processing and money movement are unavailable; reminder messages do not initiate or complete a payment.
The live enrollment workflow begins inside an authenticated Finance Clarity account and continues through a private, time-limited consent invitation. The complete screens, fields, disclosures, and affirmative-consent actions are reproduced below so the entire opt-in path can be reviewed publicly.
How to opt in
- Create a Finance Clarity account or sign in to an existing account.
- The signed-in account owner opens Profile, enters an authorized texter’s name and mobile phone number, and creates a private consent invitation.
- The invited person opens their private invitation link on the web.
- The invited person reviews the complete SMS disclosure and affirmatively selects its consent checkbox.
- The invited person selects Accept and verify my phone.
- From the invited mobile number, that person texts the displayed VERIFY code to the Finance Clarity number.
- Bill reminders require an additional, unchecked-by-default opt-in. A verified texter may accept that option during enrollment or through a new private bill-reminder consent invitation.
Messaging is enabled only after each authorized texter independently completes both the web consent and phone-verification steps. A shared account supports up to two authorized texters. Consent is optional and is not a condition of purchase.
The complete enrollment experience
These views reproduce the actual controls and language used by the private enrollment workflow. Sample values are shown only for review and are not submitted from this public page.
This screen appears under Profile → Text messaging after the account owner signs in.
Add an authorized texter
Create a private consent invitation for yourself or another household member. Each person must open their own invitation, accept the SMS disclosure, and verify their own phone.
The private invitation identifies the mobile number entered by the account owner.
Authorize text messaging
You were invited to become an authorized texter on a shared Finance Clarity account. This invitation does not provide website login access.
SMS disclosure
I agree to receive recurring transactional text messages from Finance Clarity at the mobile number specified by the account owner. Messages may include requested account balances, transaction confirmations, and help responses. Message frequency varies. Message and data rates may apply. Reply STOP to opt out or HELP for help. Consent is not a condition of purchase.
By continuing, the invited person agrees to the Terms of Service and acknowledges the Privacy Policy.
Both checkboxes are unchecked by default. General SMS consent is required to continue; bill-reminder consent remains optional and independent.Consent alone does not enable messaging.
Consent recorded
From the invited mobile number, text the unique VERIFY code shown by the application to the Finance Clarity phone number. Messaging is enabled only after the code is confirmed.
Launch a temporary demo workspace, open the avatar menu, select Profile, and scroll to Text messaging.
SMS disclosure
I agree to receive recurring transactional text messages from Finance Clarity at the mobile number provided. Messages may include requested account balances, transaction confirmations, help responses, and, if separately selected, recurring-bill reminders. Message frequency varies. Message and data rates may apply. Reply STOP to opt out or HELP for help. Consent is not a condition of purchase.
Commands and support
Reply HELP for help, STOP to opt out, or START to opt back in after phone verification. Carriers are not liable for delayed or undelivered messages.
Review the Privacy Policy and Terms of Service.