Terms of Service

Effective August 22, 2026

Service

Finance Clarity is a personal-finance recordkeeping tool. It is not a bank, payment processor, investment adviser, accounting service, or financial adviser. Information shown by the service is based on data entered by users and may not match a financial institution’s records.

Your responsibilities

You are responsible for protecting your account, providing accurate information, reviewing transactions before confirming them, and verifying important balances directly with the relevant financial institution.

SMS terms

When you explicitly opt in, Finance Clarity may send recurring transactional messages, including requested account balances, transaction confirmation prompts, help responses, and proactive alerts when a recurring bill is due and has not been marked paid. Message frequency varies. Message and data rates may apply. Consent is not a condition of purchase. Reply STOP to opt out, START to opt back in, or HELP for help. Carriers are not liable for delayed or undelivered messages.

Acceptable use

You may not misuse the service, attempt to access another person’s information, interfere with operation of the service, or use messaging features for unlawful or abusive purposes.

Availability and limitation

The service is provided on an as-available basis and may change or experience interruptions. To the extent permitted by law, Finance Clarity is not responsible for decisions, losses, or damages resulting from reliance on user-entered data, automated interpretations, or delayed communications.